The challenges and practices of regulatory problems.
Firstly from the point of country layer,the network security law was published in two thousand and seventeen.(2017)And it is the first Basic Law focusing on the area of network security and to set clearly about the country organization and people’s responsibilities to protect the network security so as to protect the legal rights of countries’ network environment and to promote the healthy development of network applications and to hit those illegal actions and criminals so as to protect the legal rights and legal responsibilities for the people and organizations.Since the network security law got into the procedure of setting the laws,many apartments had set a series of complicated laws and measures.This pattern of network security law will have a deep impact on the bank industry or finance institutions based on the network to provide those services.It helps to protect the network and key Information system operation security so as to protect the security of users and to do some detection prediction and operation of emergencies.So firstly to learn about the cyber security is requirements.It is conducted to ensure the safety of country so as to promote the cyber security.It has indicated the New stage of countries action in the area of protecting cyber security and legal rights of people and organizations sell as to heat those cyber crimes.And it will impact a lot of industries, including finance institutions.Secondly, to know about the requirements of laws to protect the personal Information.With the development of financial technology we care about the transformation of digital technology. So the finance institutions Rely on personal finance Information, including identity, assess credit trading and some other kinds of Information.So does personal finance Information About identity and account are expanded from those personal Information and they are much more concerned about personal rights and powers.So the illegal usage of personal finance Information had already hurt the privacy and a set to rise of people. It has already ruined the management rules of finance and also it had threatened the security of countries.So after that it requires the new balance between personal finance Information protection and the usage of these Information and in the international field it has already been protected about the personal Information and there had already existed some relative standards to protect the personal Information.And thirdly, we need to know the international laws practice of the economy, globalization.Those trade and investment overseas are becoming prevalent finance activities so those overseas operations and the combination of Information resources had already promote the flow of personal finance Information to cross overseas.Under the background, we need to concern about the problems in the below.For example, we need to know the management area of those regulations and laws in different countries and areas or some relative organizations.And also we need to concern about the complex problems of Conducting the laws overseas.With the development of digital finance services of digital business and mobility payment,The personal Information had already become the important consistent of finance, trade and during the convenience brought by Network,The privacy Information of personal Information had already get into different area of regulations and laws.And during the crossing of those personal finance Information,One student Information are still by dose crimes, it will hurt the legal rights of person and people so as to cause it loss of economy or even hurt the personal security.And also to concern about the regulatory problems of those overseas business.During the development of overseas affairs. It is also concerned about the critical conduction and tax overseas.For example, whether or not to develop payment affairs in those countries criticized by the union country,Or it may cause some international problems.And it will be concerned about the international problems and responsibilities.Falsely the practice of finance regulatory apartments of different countries.Of course there exist the financial technology union of the Bank.There exists the main job in risk and security prevention.It is not only concerned about the security of technology and detection of these technology, such as big data, artificial Intelligence and cloud computing it is also concerned about the policy of coins and the stability of finance and market finance or some other kinds of problems about payment.So it is concerned about three majority in this part.The first one is about the laws such as the cyber security laws and some other kinds of regulatory stories.The second one is about the practice of technology, such as big data, artificial Intelligence and cloud computing.And the last one is about the affairs of finance institutions of this market and policies.