按揭贷款mortgage loan
按揭购房to buy a house on mortgage; to mortgage a house
房屋空置率housing vacancy rate
安居工程Comfortable Housing Project
板楼，板式楼slab-type apartment building
搬迁户a relocated unit or household
财产税 property tax; estate(or capital) duty
拆迁补偿费compensation for demolition
拆迁费用removal expense
城镇住房公积金urban housing provident fund
低价住房low-cost housing
二手房second-hand house
房产估价师real estate assessor
房产证property ownership certificate
房屋置换buy or exchange houses
炒房者real estate speculator
房改housing system reform
房管real estate management
房权证property right certificate
房产市场real estate market
房屋空置率housing vacancy rate
福利分房welfare-oriented public housing allocation system
个人购房贷款individual housing loan
公房商品化commercialization of public housing
集资房 houses built with funds collected by the buyers
居民住房建设residential construction
人均住房per-capital housing
现房complete department (or flat)
期房forward delivery housing
商品房commercial residential building
商品房空置the vacancy in commercial housing
政策性住房policy-related house, policy-based house
住房补贴rental allowance; housing allowance
住房分配货币化进程capitalization process of housing distribution/allocation
property 资产
property right 产权
subsidiary 附属机构，子公司
valuation 评估
open market value 公开市场价值
leaseback 售后回租（即租回已出售的财产）
on a residual basis 剩余法
capital value 资本价值
cost of development 开发费
professional fee 专业费用
finance costs 融资成本
sale proceeds 销售收益
floor area 建筑面积
plaza 购物中心
land use certificate 土地使用证
commercial/residential complex 商住综合楼
land use fee 土地使用费（获得土地使用权后，每年支付国家的使用土地费用）
Grant Contract of Land Use Right 土地使用权出让合同
land use term 土地使用期
project approval 项目许可
planning approval 规划许可
commission 佣金
permit 许可证
business license 营业执照
strata-title 分层所有权
public utilities 公共设施
urban planning 城市规划
state-owned land 国有土地
fiscal allotment 财政拨款
grant or transfer 出让或转让
the Municipal Land Administration Bureau 市土地管理局
infrastructure 基础设施
financial budget 财政预算
public bidding 公开招标
auction 拍卖
negotiation /agreement 协议
land efficiency 土地效益
location classification 地段等级
projecting parameter 规划参数
government assignment 政府划拨
administrative institution 行政事业单位
key zones for development 重点开发区
tract 大片土地
biding document 标书
competent authorities 主管部门
construction project 建设项目
planning permit of construction engineering 建设工程规划许可证
go through the formalities 办手续
comprehensive sub-areas 综合分区
reconstruction of old area 旧区改造
purchasing power 购买力
property trust 物业信托
equity 资产净值
cash flows 现金流量
appreciation 增值
disposition 处置
hedge 保值措施
income tax shelter 收入税的庇护
downturn （经济）衰退
wealth maximisation 最大限度的增加财产（同其他投资相比）
forecast 预测
rules-of-thumb techniques 经验法
mortgage lender 抵押放贷者
vacancy 空房
discounted cash flow models 折现值现金流量模型
expectation 期望值
letting 出租
equity reversion 权益回收
bad debts 坏帐
depreciation allowances 折旧提成
supplies 日常用品
utilities 公共事业设备
allowances for repairs and maintenance 维修费
unpaid mortgage balance 抵押贷款欠额
stamp duty 印花税
recession 衰退
overproduction 生产过剩
glut 供过于求
high-technology 高科技
investment strategy 投资策略
circulation 发行量
entrepreneur 倡导者，企业家
coliseum 大体育场，大剧院
chambers（商业资本家联合组织的）会所
arena 室内运动场
socioeconomic status 社会经济地位
amenities 便利设施
condominium 个人占有公寓房，一套公寓房的个人所有权
income bracket 收入档次
tenement 分租合住的经济公寓
area code （电话）地区代码
community 社区
assessment 估价
housing residences 住宅
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（May.13, 2010）BBC News---The Chinese government is desperately trying to cool down an overheating property market.
New measures introduced in the past few weeks restrict mortgage lending, increase land supply and stop developers from hoarding apartments to push up prices.
In the biggest cities like Beijing and Shanghai, prices have risen so much that for many people most properties are now unaffordable.
But analysts say house prices are unlikely to fall this year, despite the tightening measures adopted by the government.
Last week the annual report on the state of the real estate industry by the Chinese Academy of Social Sciences warned that rocketing house prices had become the most important obstacle to that sector's healthy development.
Here in Shanghai they rose 14% in 2008 and again in 2009.
However, Wang Yong, a young estate agent in Shanghai, insists that should not deter buyers.
"I've sold seven apartments on this estate alone in the last month," he says as he shows another potential customer around a property.
"Now is the best time to buy. Our analysis of the market suggests it's very likely prices will continue to rise."
His salesman's patter is persuasive as he takes the 24-year-old professional he is showing around from room to room.
But it is soon clear the place is well beyond the means of the young man, Han Rui.
Mr Han is saving hard - half his net salary each month - but a two bedroom place can cost 20 or 30 times the average annual wage here at the moment.
Currently he shares a cramped company dormitory with his girlfriend and a colleague from work.
The walls are bare. The couple share a narrow single bed.