20231106

//circumstance, consult, customary, deposit, explain, reluctant, remit, settle, universally, be short of, cash on delivery, credit note, credit period, debit note, deferred payment, down payment, full payment, multiple payment, opening bank

circumstance - 情形
Circumstance refers to the conditions, factors, or events that surround or influence a particular situation or event. It indicates the context or environment in which something occurs.

consult - 咨询
Consult means to seek advice, information, or guidance from someone with expertise or knowledge in a particular field. It involves seeking professional or expert opinion to make informed decisions.

customary - 习惯的
Customary means according to or in accordance with established practices, traditions, or norms. It indicates something that is commonly or traditionally done in a particular culture or society.

deposit - 押金
A deposit is a sum of money or valuable item that is given as security or as a guarantee of future payment or performance. It involves placing funds or assets in a designated account or holding for safekeeping.

explain - 解释
Explain means to make something clear, understandable, or known by providing information, details, or reasons. It involves clarifying or elucidating a concept, idea, or situation.

reluctant - 勉强的
Reluctant means unwilling or hesitant to do something. It indicates a lack of enthusiasm or willingness to engage in a particular action or activity.

remit - 汇款
Remit means to send or transfer money, usually through a formal or official channel, to a recipient or payee. It involves making a payment or sending funds to a designated account or location.

settle - 结算
Settle means to resolve or reach an agreement or decision on a matter. It involves finalizing or concluding a transaction, payment, or dispute.

universally - 普遍地
Universally means in a way that is true, accepted, or recognized by everyone or in all cases. It indicates something that applies or is valid without exception or limitation.

be short of - 缺少
Be short of means to have an insufficient or inadequate amount or quantity of something. It indicates a lack or scarcity of a particular resource, item, or condition.

cash on delivery - 货到付款
Cash on delivery refers to a payment method where the buyer pays for goods or services upon delivery. It involves making the payment in cash at the time of receiving the goods or services.

credit note - 信用单
A credit note is a document issued by a seller to a buyer, indicating that a credit has been applied to the buyer's account. It indicates a reduction in the amount owed or a refund for returned goods or services.

credit period - 付款期
Credit period refers to the duration of time given to a buyer to make payment for goods or services purchased on credit. It indicates the timeframe within which the payment is expected to be made.

debit note - 借方通知
A debit note is a document issued by a seller to a buyer, indicating that a debit has been applied to the buyer's account. It indicates an increase in the amount owed or a charge for additional goods or services.

deferred payment - 延期付款
Deferred payment refers to an arrangement where payment for goods or services is postponed or delayed to a later date. It involves agreeing to make the payment at a future specified time.

down payment - 定金
A down payment is an initial payment made by a buyer as part of the total purchase price of goods or services. It indicates a partial payment made in advance to secure the transaction.

full payment - 全额支付
Full payment refers to the complete settlement of a debt or obligation, where the entire amount owed is paid in its entirety. It indicates the payment of the total outstanding balance.

multiple payment - 多重付款
Multiple payment refers to the option or arrangement where payment for goods or services can be made in multiple installments or in various forms. It involves dividing the total payment into several smaller amounts.

opening bank - 开证银行
Opening bank refers to the bank that issues a letter of credit or opens a credit facility on behalf of the buyer. It indicates the financial institution responsible for initiating the transaction and providing the necessary credit support.

circumstance:

1. The decision was made based on the circumstances at the time.
2. The circumstances surrounding the incident are still under investigation.
3. The outcome of the project depends on the circumstances and resources available.

consult:

1. It is advisable to consult with a lawyer before signing the contract.
2. The team consulted with experts to gather insights and recommendations.
3. The consultant was hired to consult on the company's marketing strategy.

customary:

1. It is customary to shake hands when meeting someone for the first time.
2. In many cultures, it is customary to exchange gifts during the holiday season.
3. The customary greeting in that country is a bow rather than a handshake.

deposit:

1. The tenant paid a security deposit before moving into the apartment.
2. The bank requires a minimum deposit to open a savings account.
3. The customer made a deposit to reserve the item for purchase.

explain:

1. The teacher explained the concept in simple terms for the students to understand.
2. The manual provides step-by-step instructions to explain how to assemble the product.
3. The presenter used visual aids to explain the data and trends.

reluctant:

1. The employee was reluctant to take on additional responsibilities.
2. She was reluctant to share her personal information with strangers.
3. The company was reluctant to invest in new technology without a clear return on investment.

remit:

1. The customer remitted the payment through an online banking transfer.
2. The company remits the sales tax to the government on a monthly basis.
3. The remittance was received and credited to the customer's account.

settle:

1. The parties involved in the dispute reached a settlement agreement.
2. The customer settled the invoice by making a payment online.
3. The insurance company will settle the claim and provide compensation.

universally:

1. The concept of human rights is universally recognized and protected.
2. The internet has become a universally accessible source of information.
3. The principles of fairness and justice are universally valued.

be short of:

1. We are short of staff and need to hire more employees.
2. The company is short of funds to invest in new projects.
3. The team is short of time to complete the task before the deadline.

cash on delivery:

1. The customer chose the cash on delivery option for the online purchase.
2. The courier collected the payment in cash upon delivering the package.
3. Cash on delivery provides convenience and security for both the buyer and the seller.

credit note:

1. The customer received a credit note for the returned merchandise.
2. The credit note was issued to correct an overcharge on the invoice.
3. The credit note can be applied as a discount on future purchases.

credit period:

1. The supplier offers a 30-day credit period for payment of invoices.
2. The credit period allows customers to make payment within a specified timeframe.
3. The credit period can be extended for loyal and trustworthy customers.

debit note:

1. The supplier issued a debit note to correct an undercharge on the invoice.
2. The debit note was sent to the customer for the additional services provided.
3. The debit note reflects the increase in the amount owed by the customer.

deferred payment:

1. The company agreed to a deferred payment plan for the large purchase.
2. The deferred payment option allows customers to pay in installments over time.
3. The deferred payment terms were negotiated to accommodate the customer's cash flow.

down payment:

1. The buyer made a down payment to secure the purchase of the property.
2. The down payment is typically a percentage of the total purchase price.
3. The down payment is required to initiate the construction project.

full payment:

1. The customer made full payment for the services rendered.
2. The invoice is due for full payment within 30 days.
3. The full payment is required before the product can be shipped.

multiple payment:

1. The online store offers multiple payment options, including credit card, PayPal, and bank transfer.
2. The customer requested a multiple payment plan to spread out the cost over several months.
3. The multiple payment system allows for flexibility and convenience for customers.

opening bank:

1. The letter of credit was issued by the opening bank on behalf of the buyer.
2. The opening bank verifies the authenticity of the documents presented by the seller.
3. The opening bank plays a crucial role in facilitating international trade transactions.

Title: Streamlining Financial Transactions and Payment Methods

In the world of finance, it is essential to streamline transactions and adopt efficient payment methods. Understanding the circumstances and consulting experts can help make informed financial decisions.

Following customary practices and regulations ensures smooth transactions. Deposits provide security and guarantee for both buyers and sellers. Explaining financial terms and processes helps build trust and transparency.

While some individuals may be reluctant to embrace new payment methods, remitting funds electronically can facilitate faster and more secure transactions. Settling payments promptly is universally recognized as a good business practice.

In situations where funds are short, cash on delivery provides flexibility and convenience. Credit notes and credit periods allow for adjustments and extended payment terms. Debit notes and deferred payment options offer flexibility and convenience.

Down payments are often required to secure purchases, while full payments ensure timely completion of transactions. Multiple payment options cater to diverse customer needs. Opening banks play a crucial role in facilitating international trade.

By streamlining financial transactions and adopting efficient payment methods, businesses can enhance customer experiences and build strong financial relationships.